Posted On Feb 05, 2025

New mortgage rules mean you can afford more home with a lower monthly payment!

Scenario:

$150,000 Household Income
$100,000 Down Payment
4.50% Fixed Rate

Previous Rules
$825,000 Purchase Price
$725,000 Mortgage
= $4,102/Month

New Rules
$875,000 Purchase Price (💥$50K More!)
$725,000 Mortgage
= $3,908/Month (💰Lower Payment!)

 

Disclaimer: For illustration purposes only. Actual numbers may vary.