Mortgage Tips: Knowing Your Monthly Expenses

It's nothin' fancy...but it works!

 

My wife and I use this "monthly budget" chart at home. Every 6 months or so we sit down and physically write out our living expenses to see where the hell our money is going discuss areas that we can tighten up to improve our financial situation. 

 

I suggest giving it a shot. It may be a harsh reality but the tough conversations are always the best ones. If you don't save receipts like us losers do, you can skim through your bank or credit card statements to add up expenses.  

 

Hope this helps!